State and Local Housing Programs:

Mason-McDuffie Mortgage is a proud supporter of all government programs offering financing for qualifying low-to-moderate income families wishing to purchase their first home. Loan assistance programs like Mortgage Credit Certificate (MCC) offer a partial tax credit for interest on the loan.
The City and County of Honolulu offers first time home buyers a interest free loan of $40,000 payable over 20 years. Renovation loans are also available at extremely low interest rates.

These programs typically offer:

• Extreme benefit to the user
• Low payments to help qualify the borrower
• Low to ZERO interest rate
• Fixed rate

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