Save $$$ on your mortgage every month with this added program available to all first-time home buyers (FTHB). A FTHB is defined as one who has not lived in a owned primary occupancy property for at least the last three years.
Current Income Limits to Qualify:
County
1-2 Persons
3+ Families
Honolulu
$95,160
$111,020
Maui
$90,480
$105,560
Kauai
$84,720
$98,840
Hawaii
$78,120
$91,140
The monthly tax credit is applied to your mortgage payment for added savings every single month for the life of the loan. Effective rates are approximately a full percentage point less than current market! If you are a FTHB and are at the income limits posted above, do not pass this program up!
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