FHA Financing

Federal Housing Administration Financing:

FHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Administration, a division of the U.S. Department of Housing and Urban Development. Mason-McDuffie is a fully approved FHA lender.

FHA loans are an attractive option, especially for first-time homeowners:

  • Low monthly mortgage insurance payment.
  • Lower down payment requirements, as low as 3.5%.
  • High loan limits, making the FHA program extremely affordable.
  • Combinable with the Mortgage Credit Certificate for ultimate savings.
  • Current max loan amount in Honolulu for one unit is $793,750
  • Finance a four unit in Honolulu up to $1,526,450.

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